Islamic Financing

Home Purchase

Shariah Complaint – Shirkat-ul-Milk and Ijarah in the “Asset”

Purchase of constructed residential house/apartment (HP) up to Rs.10 Mn maximum or 80% of Forced Sale Value whichever is lower.

Easy selection of financing tenure from 5 years to 10 years.

Finance Burden Ratio: The aggregate Finance Burden should not be more than 50% of net income.

Finance to Value (FTV): Maximum Financing should not be greater than 60% of the appraised value of the property.

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